| Sandcastle Real Estate, LLC - Karina Skinner |
Your Home, No Longer A Dream |
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You've picked a great time to buy your first home. You can enjoy peace of
mind working with Home Free Realty's experience and service.
Here are some tips to help you with the process of becoming your own
Being prequalified for a loan determines how much house you can afford. It also allows
you to move more swiftly when you find the right house, especially when you aren't
the only interested buyer.
Shop for mortgage rates and terms
A difference of even half a percentage point can make a huge difference in how much
you pay over the life of a loan. For example, the difference in the monthly payment
on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month. Over 30
years, that's $12,600.
A buyer agent is legally responsible for representing the buyer's interest in a real estate
transaction. Generally, the buyer agent is compensated by the seller at the time you
purchase a new home.
Features that help or hurt resale value
In some areas, a swimming pool actually detracts from a home's value and makes the
home harder to sell. In neighborhoods with two-car, attached garages, a single-car
or detached garage may impact the home sale and future value. Your REALTOR® can
point out features that hurt, as well as those which help, resale value.
After touring each home, write down what you liked and didn't like. Develop a rating
system which will help you narrow the field down to the house that's the best for you.
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